Calculators and buying costs
Buying costs in the UK
Plan the main costs of buying a property in the UK, including affordability, deposit, legal fees, survey, Stamp Duty and the cash buffer you need after completion.
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Mortgage calculator
Estimate monthly mortgage payments, LTV, total cost and interest.
Open tool ->How much can I borrow?
Estimate your mortgage affordability based on income and monthly commitments.
Open tool ->Stamp Duty calculator
Estimate SDLT for different buyer types and purchase prices.
Open tool ->Mortgage overpayment calculator
Check how regular overpayments could reduce interest and term.
Open tool ->BTL Rental Calculator
Estimate Buy to Let rental yield, monthly cash flow and rental cover.
Open tool ->Maximum BTL Loan Calculator
Estimate the maximum Buy to Let loan based on rental income.
Open tool ->Find a solicitor
Compare conveyancing quote tools from trusted legal partners.
Open tool ->What costs should you plan for?
Upfront costs
- Deposit - the cash contribution towards the purchase.
- Solicitor or conveyancer fees - legal work, searches and Land Registry.
- Valuation or survey - lender valuation and optional Home Survey.
- Stamp Duty - depends on price and buyer status.
Ongoing costs
- Mortgage payment - depends on loan amount, rate and term.
- Council Tax - depends on location and property band.
- Buildings insurance - usually required when taking a mortgage.
- Service charge and ground rent - often relevant for leasehold properties.
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Extend Finance is an authorised mortgage broker regulated by the Financial Conduct Authority (FCA). Our registration number is 792412 — you can verify this at register.fca.org.uk