Your Home
in Great
Britain

Yes, but it depends on your income, deposit, credit profile, employment type and the purpose of the mortgage. We help clients understand their realistic options before applying and match them with lenders whose criteria fit their circumstances. This is especially useful if your case is not straightforward, for example if you are self-employed, new to the UK, buying with a small deposit or have previous credit issues.

The time needed for a purchase or remortgage depends on the lender, complete documents and legal work. A purchase can also be affected by the property chain and any issues with the property. At the start, we will discuss a likely timeline for your circumstances and what you can prepare in advance.

Yes. We support clients in clear, straightforward English and can also assist Polish-speaking clients throughout the mortgage process. Our aim is to make every stage easier to understand, from the initial affordability check to the mortgage application and completion.

During the initial consultation, we discuss your situation, income, deposit, credit history, current commitments and what you want to achieve. This allows us to give you an initial view of your options and explain the next steps. The consultation is free and without obligation.

Previous credit issues do not always prevent you from getting a mortgage. The outcome depends on the type of issue, when it happened, the amount involved, your current financial position and your deposit. We can review your situation and, where appropriate, consider specialist lenders who assess cases individually.