
When will you be unable to insure your home in the UK in 2026?
Find out when a UK home insurance application can be rejected, which property features create problems, and what to check before buying a home.

We help clients across the UK secure the right mortgage. Independent broker with access to over 100 lenders. Free initial consultation — transparent fee structure.
Regulated by the Financial Conduct Authority · Nr 792412
We work with leading UK lenders
Lenders
Remote service
Halifax
Barclays
HSBC
Nationwide
TSB
Santander
NatWest
Virgin Money
Accord
Coventry BS
Leeds BS
SkiptonFrom first-time buyers to property investors — we guide you at every stage.

We help first-time buyers navigate the entire home purchase process in the UK — from choosing the right deal to signing contracts.

We'll check whether you could save on your current mortgage and help you compare suitable remortgage options.

Property investment mortgages. We advise landlords on the most suitable buy-to-let mortgage options.

Legal support for your property purchase in the UK. We'll help you find a trusted solicitor and guide you through the process.

We specialise in mortgages for self-employed individuals, contractors, and those with irregular income.

Have defaults, CCJs, or a poor credit history? We work with specialist lenders who consider complex cases.

The mortgage process in the UK can be complex. We'll guide you through every step — clearly and efficiently.
We start with a free consultation. We'll understand your situation, explain the process, and assess your affordability — before you start viewing properties.
After reviewing your documents (payslips, bank statements), we'll obtain an AIP for you. This confirms your budget and shows sellers you're a serious buyer.
With a confirmed budget, you can confidently view properties and make offers. Once your offer is accepted, we move straight into action.
We compare deals from over 100 lenders and recommend the best option for you. Once you agree, we submit the full application and handle all the paperwork.
The lender reviews your application in detail. After a positive assessment, they issue a formal Mortgage Offer — a key milestone in the process.
We'll help you arrange appropriate life insurance, income protection, or buildings and contents insurance to protect you, your family, and your new home.
Once the legal process (conveyancing) is complete, completion takes place — the official transfer of the property. Congratulations on your new home!

Calculate an estimate of your monthly mortgage repayment. This is indicative only — contact us for an accurate quote.
Minimum 5% of property value
This calculator provides indicative figures only. Actual rates depend on your credit profile and chosen lender.
We work with clients across the UK, offering whole-of-market access and a personalised, transparent service.
Access to over 100 lenders and financial institutions, including exclusive deals not available directly to the public.
We explain how lenders may assess your income, deposit, credit history and documents, so you know what to prepare before applying.
Free initial consultation. Broker fee is typically charged at application stage, or upon completion for consolidation cases.
We work evenings and weekends by prior arrangement. We adapt to your schedule.
Over 226 positive reviews from satisfied clients. Our results speak for themselves.
We guide you through the entire process — from the first conversation to key handover. We liaise with the lender and help you find the right solicitor.
"I highly recommend Mariusz Wasiluk (mortgage broker) and Magdalena Kurowska (insurance). We had great communication with them from start to finish. They explained everything clearly, were very helpful, and thanks to them the whole process was much less stressful. Great cooperation!"
We answer the questions we hear most often. For detailed information, you can always reach us during a free consultation.
Knowledge & Advice
Practical mortgage, protection and UK property market advice — written for you.

Find out when a UK home insurance application can be rejected, which property features create problems, and what to check before buying a home.

In 2018, the EU’s PSD2 directive was introduced in the UK, breaking the banks’ monopoly on customers’ financial data.

Getting a mortgage is one of the most difficult decisions you can make. Learn how the mortgage application process works and which myths are worth ignoring.

Interest rates and mortgage interest are crucial factors when buying a property.
Fill in the form or call us directly. We'll respond within one business day.
Extend Finance is a mortgage broker regulated by the Financial Conduct Authority. Our registration number is 792412 — you can verify this at register.fca.org.uk