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Poor Credit Score

Thinking about getting a mortgage, but you’re worried you won’t find the right lender because of your bad credit? Let us assure you – there is no need to give up hope.

A poor credit rating doesn’t have to be a major obstacle to getting a mortgage

Purchasing your own property is still possible! Even if you have encountered financial difficulties in the past. There are plenty of Poor Credit Mortgage lenders who offer more flexible products. Getting a mortgage with bad credit can be challenging, but it’s not impossible.

What is a Poor Credit Mortgage?

Your credit score gives your potential lender an idea of how well you manage your money and the level of risk they are taking if they decide to give you a loan. Poor Credit Mortgages are designed for people who don’t have perfect credit. Maybe you’ve missed a couple of credit card payments or forgot to pay your parking ticket? These kinds of situations can have a negative impact on your credit score. Having no credit history is also not good when it comes to applying for a mortgage.

What is the difference between Poor Credit Mortgages and standard mortgages?

While Poor Credit Mortgages are just like normal loans, they tend to have higher rates, and you will also have to prepare a higher deposit.

There are many lenders who offer different mortgage products for clients with poor credit scores. Contact us, and we’ll help you find the right lender and the best product on the market. We’ll also explain how you can work on improving your credit score.

Our advisors have excellent connections with poor credit mortgage lenders, so rest assured you are in the right place. To check and monitor your credit score open an account at Checkmyfile.com.

Please do not hesitate to contact us if you have any questions regarding Credit Score or our services. Our mortgage specialists will be happy to help and explain every detail.